Planning a Low Cost Wedding

I am getting married in nearly a month and a half and have been doing lots of wedding planning up until this point. Wanted to share with users some of my ideas on how to save money and plan a beautiful wedding!

A wedding is an expensive affair that needs to be carefully planned in order to control its cost which could run anywhere between $20,000 to $100,000. Since wedding day is very expensive, planning ahead could save you tons of money without compromising on the beauty and quality of the event.

What exactly you will be economizing on depends on your wedding priorities. You have to go through your list of wedding costs and decide on the “must” and the “nice to have”. The list of the wedding expenses usually consists of: reception expense, photo/video expense, attire expense, flowers/décor expense, music expense, tips/taxes expense, ceremony expense, stationery expense, rings expense, gifts expense, and transportation/hotel expense.

How can you decrease wedding costs? Here are some tips on wedding economy:

Avoid “wedding season”
High season for weddings is between May-October. Avoiding “wedding season” will help cut your wedding costs. Avoid the highest-priced time charged by reception halls. If you make the wedding early in the day (Noon-5PM) and during “off season months”, you could save up to 30% of the reception cost. This could translate into $10,000 or more in savings.

Limit the wedding’s guest list.
Prepare an “A list” (guests you must invite) and “B list” (guests that you would like to invite). Most venues will charge you based on the number of guests you invite. Go over the lists again and again until you are satisfied that your final list of guests is what you really want and is within your budget. Your can easily cut a list of 400 guests down to 250 and save 30%-40% of the reception cost.

Consider a wedding buffet, wedding luncheon, wedding brunch, or a wedding dessert reception instead of a multi-course wedding dinner.
You might also buy the liquor for the wedding yourself, which would be much cheaper than the catering hall providing it. This way, you are cutting two wedding costs at once.

Location, location, location.
Local or national parks, as well as your own or your relative/friends’ back yard are low-cost wedding locations. That’s a beautiful way of cutting wedding cost!!!

Flowers and decor
Avoid Mother’s Day, Valentine’s Day, and other holidays when flowers are in high demand. You might also consider the wedding to take place in a garden or an art museum, to save on decorations cost all together. Also, consider doing flowers and decorations yourself.

Attire
Consider renting a gown and a tux for your wedding in order to reduce this wedding cost. Also, you might want to check out sample sales, department stores and outlet stores. Remember that you will wear that gown only once (on your wedding day)!

Dessert
Don’t go overboard with desserts. After all the eating and drinking, people will not have that much spare space in their stomachs for deserts.

Music
You might want to go for a DJ instead of a live band to reduce this wedding cost.

Photo and Video
Most couples want to leave memories and would want the best possible professional photographer/videographer at their wedding. However, if you are a risk taker, you might consider hiring an amateur for your wedding, who will change less. Another idea is leaving disposable cameras on tables so that the guests could take pictures. At the end of the wedding, you collect the cameras, and guess what? You have all the wedding pictures from all the angles possible at no cost!

Wedding invitations
Consider wedding invitations that will only require one standard stamp and a standard envelope. Include the reception information on the wedding invitation instead of sending a separate response cards. If your relatives/friends are internet savvy, you might even send a wedding invitation by e-mail. There are many different cards on internet cost-free. Also, you might design your own wedding invitations.

Financial Carnival For Young Adults June Edition

Hey all, once again we are rolling out with a bunch great pieces that came out this month. Some of the articles advise on making more money while some advise on saving, but the bottom line, no pun intended, is all the articles here are to support young adults and bring more ideas for help and discussion to the table.

As always for more pieces check out the original site with the content.

Mike @ Personal Finance Journey writes My 7 easy ways you can clinch that sale – My 7 easy tips to follow to clinch your next sale and keep those sales rolling in.

Debt Guru @ Debt Free Blog writes Financing Family: How to Prepare for a Newborn – So you're expecting! The miracle of life is precious and adding to the family is amazing. However, you've gotta be sure to include a baby into your budget.

Don @ MoneySmartGuides writes Selling Your Old Cell Phone For Cash – Odds are you have an old cell phone lying around your house.

IMB @ Investing Money writes Where is the Price of Gold Headed? – The US stock market made a new high in the Dow and S & P. Gold, on the other hand, fell to its lowest level in the past 15 weeks. Read to find out why.

Don @ Money Reasons writes Extra Side Income Is More Than You Think! – Do you realized that extra side income is more than you think! If you participate in such a practice, it can really make a difference to your bottom line!

Dominique Brown @ YourFinancesSimplified writes What is an Appraisal? – When it comes to buying a house, there is so much to do even after you’ve made an agreement and created a purchase contract with the seller. One of the things you may have to do includes having the home appraised. In some cases you won’t, and it will depend on your circumstances.

Wayne @ Young Family Finance writes Your Financial Perseverance: How Bad Do You Want It? – How bad do you want to be out of debt? Or free of the creditors? Or financial stable? How hard are you willing to fight to reach these financial goals?

SBB @ Simple Budget Blog writes Your Spending Philosophy – Are you a spender or saver? Planner or pantser? Your spending philosophy may determine how well you budget.

Kyle @ The Penny Hoarder writes Want to Flip a House? Here’s How to Actually Make a Profit – Thinking about buying a fixer-upper, putting in some work and reselling it? Follow this advice to flip your house and make the most of your investment.

Hank @ Money Q&A writes 5 Wealth Concepts You Need to Teach Your Children – It's important to teach your children financial lessons early. There are many money lessons that you can teach your children the values of money and handling it.

Ted Jenkin @ Your Smart Money Moves writes Was Your Mutual Fund A One Hit Wonder? – We love lists. In fact, we have become addicted to them.

CAPI @ Creating a Passive Income writes Identity Stolen? Steps for Recovering from Identity Theft – You see a lot of information on how to prevent identity theft. But what you do when your identity is already stolen? Read here for some great tips.

SavingMentor @ How To Save Money writes Get Loads Of Free Movies With Scene Rewards – I've been collecting Scene rewards since late last year because that is when Cineplex FINALLY came to my area after buying out Empire Theatres who had a monopoly around here.

Emily @ Evolving Personal Finance writes Becoming Hundred Thousandaires – My husband’s and my net worth recently topped $100,000!!! But precisely how it happened gave me a new appreciation for the base of our finances.

Will Lipovsky @ First Quarter Finance writes Fast and Furious Side Hustle – For this side hustle, I flipped nitrous systems, turbos, spoilers, gauges, wheels – anything I could sell for a profit. Doing all this paid for my Eclipse.

Big Cajun Man @ THE Canadian Personal Finance Site writes House Poor – When I looked for a house 25 years ago, making yourself “House Poor” was always a concern, however that phrase seems to have disappeared from the Vocabulary these days.

Maria @ The Money Principle writes Five things to look for when choosing credit cards – When we first got in financial trouble – remember the obscene amount of debt we had and paid off – I did what many people who had to change their habits rapidly do: I went anti!

Alexa @ Defeat Our Debt writes Should You Take a Vacation if You’re in Debt? – Your debt is stressing you out. Work is stressing you out. And you just need a little break from the normal day to day grind.

Alexa @ Single Moms Income writes The Best Online Business Blogs to Learn From – It seems like here lately I’ve had quite a few people email me and ask me about things that are online-business related.

Brad @ Enemy of Debt writes Optimise your spending: eliminate waste in your life and budget – Here is the ERR budgeting strategy I came up with to optimise our spending and make out money go further.

Larry @ KrantCents writes Why is there income inequality? – The top 1% increased income and the middle class income has been declining at a much faster rate.

Monica @ Monica On Money writes What To Do If You Totally Failed Your Budget – For the past few years, I have been a die-hard budgeting addict. I live for my budget and look forward to the end of each month.

Natalie @ Debt and The Girl writes (Natural) Beauty Tips on the Cheap – I have really been ignoring my beauty routine lately and my skin has been making me pay for it.

Cat @ Budget Blonde writes My $139 Tube of Toothpaste – Gremlins are all those little unexpected expenses that pop up, like speeding tickets or a broken retainer or a flat tire. – See more at: http://www.budgetblonde.com/2014/06/16/139-tube-toothpaste/#sthash.tv9plafc.dpuf

Justin @ iPlugin writes Why purchasing a knock-off iPhone charger might not be such a good idea – Many people that love their Apple products, including their iPhones, iPods and iPads, aren’t particularly fond of the high prices that Apple charges for accessories like chargers.

Danielle @ TeacHer Finance writes Can’t Afford These Luxury Items? Don’t Buy Them! – While borrowing money to purchase a home, get an education or buy a new automobile are (relatively) smart financial decisions, there are a number of items that a person should never borrow money in order to purchase.

Aaron @ Aaron Hung writes What days of the week are the best to save money? – If you’re like most typical Americans you do most of your shopping during one or two days of the week and, if you’re looking to save money, that’s a habit you need to change.

Justin @ Edward Antrobus writes Common Mistakes That Can Hurt Your Credit Score – Okay, we all know that there are plenty of myths that surround credit scores including one that says married couples share a single score and that everyone has only one credit score. (Both of these are false.)

Marissa @ Thirty Six Months writes 5 Tools That Every Blogger Should Use – I have a thing about pimping out products that I love. I think it’s fair to help people find things that make sense, and make their life easier.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Sam @ The New Business Blog writes 10 Tips for Hiring Excellent People – As an entrepreneur it’s definitely okay for you to obsess over hiring employees because, for small businesses especially, one bad hire can squash an entire team’s productivity quite quickly.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Lily @ Paying Debt Down writes What to do if you run out of cash before payday – Many people are finding it difficult to make their money last until they next get paid.

Bob @ Dwindling Debt writes Building Wealth on a Small Salary – Part Three – If you’re ready to get some more excellent advice on how to build wealth, even if you’re not making a huge amount of income, get comfortable and let’s get going!

Andrea @ So Over This writes 5 Things You Should be Renting Instead of Buying! – People spend money like fish swim in the water, it just comes natural to them, they don’t think twice about it.

Hadley @ Epic Finances writes 4 Investing Tips for Beginners – If you’re new to investing there are a lot of things that you need to learn in order to safely start investing your hard-earned money and using it to make more.

Lenny @ Best Money Saving Blog writes Do What You Love, Love What You Do – Do you have a favorite hobby or pastime? If not then you need to find one quick!

Amy @ Money Mishaps writes How to pay for car repairs with no money – If you’re one of the lucky ones that has already spent thousands of pounds on a new car, it is a little disheartening when the mechanic tells you that you need to pay for some serious emergency repairs before it’s safe to get on the road again.

Jack @ Money Saving Ethics writes Choosing the best bank account – Searching for a bank account can seem like a daunting task. There’s so much to consider before you open up an account and so much jargon to understand.

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Danielle @ Saving Without a Budget writes A Guide to Avios – Airmiles were once a popular way in which people could fly to faraway places without having to dig deep into their pockets.

Jay @ Daily Fuel Economy Tip writes Braking Properly Can Save on Gas! – Most drivers realize that an automobile uses the most gas when it accelerates.

Oscar @ Money is the Root writes How to get around the Roth IRA Income Limits – Most financial experts will tell you that a Roth IRA is one of the best retirement vehicles you can use.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Andrew @ Finance with Reason writes How NOT to Value a Stock: 4 stock valuation mistakes to avoid – If you value stocks based on historical prices, observations, ratios, or advice from the media, you may be trusting your trading to luck instead of skill.

Lauren Bernardo @ Cheap Students writes Graduation and Looking Ahead – A bit of a graduation recap, tips and looking towards the future.

Harry @ The Rideshare Guy writes My First Weekend Driving for Lyft and Uber – As most of you know I recently signed up for Uber in order to take advantage of their ‘$500 Steal A Lyft Driver’ promotion (Ok I made up that name). Even though I started out with Lyft and I’m a bigger fan of their service in general it makes a lot of financial and business sense to drive for more than one TNC. We don’t know what’s in store for one company over another so it’s essential that you diversify your streams of income as a small business owner (remember we are all busines

Harry Campbell @ Your PF Pro writes How to Fly on American Airlines for Free (or Close to it) – I’ve worked in the aerospace industry for almost 5 years now since I graduated college. And whenever I tell people what line of work I’m in, they undoubtedly ask if I ever get to fly in the planes I work on for free. Sadly the answer is always no, actually there aren’t a whole lot of flight related benefits that being an engineer will get you. Generally, it’s only the flight attendants and pilots who get to fly for free.

Jerry @ Cornhusker Finance writes Training Your Brain for Financial Success – We take a look at the various brain chemicals and how you can use them for financial success.

Little House @ Little House in the Valley writes Welfare Ramblings – Ultimately, the results people want to see from those receiving welfare are that they eventually become self-sufficient – have a job and earn a living wage to care for their families on their own. Yet, how the TANF and SNAP program work do the opposite.

Miss T. @ Prairie Eco Thrifter writes Can Your Commute Be Costing You More than You Think? – Depending on the length of your commute, and how you spend it, you might be surprised at the cost involved.

Brock Kernin @ CleverDude writes The Self Checkout Lane Tried To Steal $85 From Me! – The self checkout lane and I used to be friends, until this happened!

Hayley @ Disease Called Debt writes How Being Humble Helps Us to Live a Happier Life – This post is about the importance of being humble. When things aren’t going our way, looking at our lives through a lens might help to put things into perspective. Everyone goes through difficult times in their lives whether it’s to do with finances, relationships, jobs or even losing a loved one. Yet it’s possible to find something positive in almost every situation if we look hard enough.

Paul @ Frugal Toad @ The Frugal Toad writes How to Lower Debt With Student Loan Forgiveness Programs – The student debt crisis in the United States is at an all time high. With over $1 trillion in outstanding debt, most students can be certain they will have some sort of debt when they graduate. While financing an education is still seen as good debt, any debt can be scary for new graduates. Luckily for many, there are some student loan forgiveness programs that can help them reduce debt. Not everyone will qualify for such programs, but here are more details on how they work.

Aldo Rancier @ Million Dollar Ninja writes DIY Phone Screen Replacement – After dropping my phone and cracking the screen, I almost bought a new phone. But soon found out I could replace the screen myself. Doing it yourself will save you money and make you feel accomplished.

Mario @ Debt BLAG writes How renters can avoid losing your security deposit — to me (a landlord’s perspective) – Getting back your security deposit when moving out can be a big source of anxiety; here are some tips to improve your chances

Jeremy @ Modest Money writes Ten Tips To Reduce Your Household Budget – Getting organized, Growing fruit, Growing vegetables and herbs, Preserving produce, Reusing items for practical use, Using rainwater, Mulching, The virtue of greenhouses, Saving on bills and Keeping foul can help you reduce your house hold budget.

Erastus @ Sprout Wealth writes Why Slow and Steady Wins Out When it Comes to Investing – Slow and steady is the best approach when it comes to investing. While it may not be exciting, lack of excitement is good when you’re in the stock market.

Erastus @ Wise Dollar writes What is the Difference Between Term Life and Whole Life Insurance? – The difference between term life and whole life insurance really comes down to the value you’re receiving. I cover the debate to see what’s best for you.

Michelle @ MakingSenseofCents writes I’m A Stella & Dot Independent Stylist – As an independent Stylist with Stella & Dot I share and sell irresistible jewelry and accessories online and at in home trunk shows or pop up shops. Currently there are 12,000 active stylists for this Inc. 500 fastest growing company with a $25 billion global market opportunity.

Brad @ How to Save Money writes Create a Grocery List to Save Money – How to stop wasting hundreds on unnecessary food items

TW @ Tightwad Travelers writes Amazon Payments Review – Amazon Payments allows you to get more free travel rewards without any fees!

JL @ JL Online writes Online Entrepreneurship – You can work online and make money anywhere in the world.

Mr.CBB @ Canadian Budget Binder writes Will signing a room rental feel like I’m moving home? – Signing a room rental agreement could feel like you are moving in with your parents but it could be worse, you could be moving in with Sheldon Cooper.

Gretchen @ Retired by 40! writes They’re Financing Cell Phones Now…. – First it was auto loans, then TV financing, and now they’re financing cell phones. What in the world??

Gretchen @ Retired by 40! writes Feed Your Family on $300 a Month – Part 2 – Next up: Homemade Cleaners. How they factor into our budget and my favorite recipes!

Michelle @ See Debt Run writes The Mistake I’ll Never Make…Again – Sometimes all you really need is a wake-up call, and sometimes wake up calls can be scary.

Carnival of Retirement

Once again the Carnival of Retirement has provided me with a wealth of financial knowledge. Tons of great articles that readers can benefit and hopefully retire from!

Till next time!

Don @ Money Reasons writes Why Customer Service Matters When Selling Products Online – Read why customer service matters when you decide to sell products online. Perhaps it’s the difference between being successful or losing business.

Don @ MoneySmartGuides writes Income Versus Personal Net Worth – You can do a quick math calculation between your income and your personal net worth to see how financially secure you are. Why is this calculation important?

SBB @ Simple Budget Blog writes Getting Fashionable: How to Buy the Best Fashion with the Least – Tips to help you purchase name brand fashion without taking out a home equity account.

Wayne @ Young Family Finance writes Money Saving Tips for Families – Ben Franklin understood that money saved is just as good as money earned. Families can expand the quality of their life by spending smart and choosing less expensive and often more satisfying options. Keep in mind that the more money you save, the less time you will have to spend at work.

CAPI @ Creating a Passive Income writes Common Household Items that Can be Made At Home – Heads up for a money saver: there are many household items that can be made at home. Before running to replace them, read here to learn how to make them.

Rich @ Growing Money Smart writes Why You Should Invest for Your Child – Going against popular opinion, I’ve always invested money for my child. Read this article for the reasons why I think it is a prudent path to invest for your child.

IMB @ Investing Money writes Finding the right trading software system – It is fair to say that the perfect foreign exchange trading system doesn’t exist. Techniques have evolved over time offering more insight than ever before into the behaviour of the markets.

Kyle @ The Penny Hoarder writes How to Earn Crazy High Interest on Your Checking Account – Ever heard of Kasasa accounts? These checking accounts pay over 3% annual interest — way more than the industry average.

Mike @ Personal Finance Journey writes Franchising: Is It for You? – Is buying a franchise the right step for you? Will it help or hinder your financial journey and success.

Maria @ The Money Principle writes Personal Wealth versus Mental Health: working from home – Working from home and freelancing is the way of the economy today. How do wealth and mental health weigh in the balance?

Dominique Brown @ YourFinancesSimplified writes What is Escrow? – When you buy a home, you will typically have an escrow account. All escrow means is that the money is being held by a third party. It’s separate from your mortgage account, though your mortgage payment typically covers your house payment and your escrow payment.

Hank @ Money Q&A writes You College Diploma Is Like A Share Of Stock – The college you attend says a lot about you. You should treat your diploma like a share of stock in your college or university that rises or falls in value.

Debt Guru @ Debt Free Blog writes Penalty-Free: How to Claim Your 401k Early – Yes, you can claim your 401k early, penalty-free! But first, you need to know how it all works. Read here for all the information you need on your 401k.

Crystal @ Married (with Debt) writes The Retirement Industrial Complex – A few weeks ago I was perusing one of my favorite forums – the Bogleheads – and saw a post about one of my other favorite online places, Mr. Money Mustache.

JP @ My Family Finances writes 5 Frequently Asked Questions about Reverse Mortgages – Here are some frequently asked questions about reverse mortgages to start you on your fact-finding mission.

Ted Jenkin @ Your Smart Money Moves writes Does Anybody Cook Anymore? – Driving down Highway 9 in downtown Alpharetta the other evening, I noticed that the parking lots were packed like a bunch of sardines in a can.

Richard Adams @ FrugalityMagazine.com writes 6 Reasons Why I Didn’t Pay Off My Debt Sooner – Now that I’m at the end of my debt repayment journey I thought it would be interesting to examine the reasons why I didn’t pay off my debt sooner – even though like a thorn in my finger it was a constant source of annoyance and even sleepless nights.

Daniel @ Make Money Make Cents writes 4 Tips to Sell Your Home Fast – With the housing market looking troublesome and many people still tightening their budgets in the economic recession, finding the best buyers for your house can be tricky.

Oscar @ Money is the Root writes Borrowing Money? Avoid using these 2 Methods – While it is certainly true that everyone needs money, sometimes it is rather hard to find if you need extra money quickly.

Jay @ Daily Fuel Economy Tip writes Gas Saving Myths Exposed – Summer is coming up fast and with it gas prices will be increasing, as they seem to do every year.

Danielle @ Saving Without a Budget writes Lock Up Credit Card Safety with the coming Card Control App – One of the most vulnerable points that credit cards have is that, since they are always on, they can always be used by criminals who somehow get access to their data.

Matt @ Budget Snob writes Five Negotiation Mistakes to Avoid when Buying a Used Car – Purchasing a used car is a great way to avoid the hit of depreciation and drive away on a steep discount in comparison to new models.

Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.

Amy @ Money Mishaps writes The biggest threat to Retirees’ nest-eggs? Their Mortgage – What is the biggest threat hanging over the head of many older Americans heading towards retirement?

Lenny @ Best Money Saving Blog writes Financial Aid Tips for the Uninitiated – If you are the parent of a child in high school that is rapidly approaching college age, chances are that you have just been introduced to the numbers game that is financial aid.

Hadley @ Epic Finances writes 9 Proven Strategies to Eliminate Debt – One of the most stressful things that can happen to a person is falling prey to what I call the Debt Trap.

Andrea @ So Over This writes Could You Live on Minimum Wage? – Unless you’ve been living under a rock the past the year it’s hard to miss the ongoing debate over minimum wage!

Bob @ Dwindling Debt writes Health Insurance Coverage | Will My Health Insurance Cover Dentistry? – It is no secret that your dental health is one very important element of your overall health.

Lily @ Paying Debt Down writes Is Data Mining a fair way to set Insurance Rates? – With computer technology advancing by leaps and bounds, it is no surprise that insurance companies have started using sophisticated software to help them determine what rates to charge their customers.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Sam @ The New Business Blog writes 5 Top Apps for Entrepreneurs – If you are a busy entrepreneur you already have your hands full with a million different things that need to be done.

Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Marissa @ Thirty Six Months writes Health Insurance | Can I Get Health Insurance Coverage If I Am Pregnant? – So many women have questions about their eligibility to get health insurance if they are pregnant, or if they are thinking about getting pregnant soon.

Justin @ Edward Antrobus writes Staging – Will it really increase the selling price of your house? – If there iss one bit of advice that practically all real estate agents give to their clients it’s this; staging your home before showing it to buyers will increase its price.

Aaron @ Aaron Hung writes How To Market Yourself – 10 Best Ways To Market Your Skills And Experience – Being modest about your skills, experience, and achievements on both the professional and personal levels has no place in the jobs market.

Monica @ Monica On Money writes You Don’t Have To Be A Superhero To Become Debt Free – Sometimes, I feel like I need to be a SUPERHERO to make it all happen.

Larry @ KrantCents writes How to Start Saving – You can start saving today! Can you put aside $10 per day? If you start saving $10 per day at twenty-two (22) years old, you will be a millionaire in forty (40) years.

Alexa @ Single Moms Income writes 4 Things I’m Doing to Save Money Right Now – My income has slowly increased over the last three or four months. So, you’d think that I’d have saved those extra few hundred dollars, right? Wrong.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Charles @ Getting A Rich Life writes Find Your Financial Freedom Inspiration – Those who are inspired are more likely to stick with their path towards financial independence.

Cat @ Budget Blonde writes Do You Make These 5 Renter Mistakes? – Are you a rental dweller? I am and I also happen to work in property management!

Danielle @ TeacHer Finance writes Why Bargains Aren’t Always Such a Bargain – Here is some sage and simple advice; never purchase anything just because it is a bargain.

Justin @ iPlugin writes What Can Siri Do For You? – As personal assistants go, Apple’s Siri is one of the most popular, but most people have no idea of some of the more interesting things that she can do.

Maria @ The Money Principle writes Fifteen blogging tips to make you an awesome blogger – These are fifteen blogging tips that can make you an awesome blogger: a skill we all need to have in today’s network economy.

Andrew @ Finance with Reason writes Do You Need a Side Hustle or Should you Gain Work Related Skills? – No matter which way you choose to go, both starting a side hustle and gaining career related skills will improve your level of financial security.

Andrew @ Finance with Reason writes Do You Need a Side Hustle or Should you Gain Work Related Skills? – No matter which way you choose to go, both starting a side hustle and gaining career related skills will improve your level of financial security.

Harry Campbell @ Your PF Pro writes “Do You Pay With Cash or Credit Cards? “ – Most of the credit card articles on this site have to do with the points and miles you can accumulate by signing up for various cards and spending on daily purchases. But one of the first things I recommend to someone struggling with their spending is to get rid of their cards and start paying solely with cash. It’s no secret that it’s easier to spend more money with credit cards versus cash and there are tons of studies(here’s one) that prove that fact if you don’t want to take my wor

Gretchen @ Retired by 40! writes Find Money in a Too-Tight Budget – Having trouble squeezing your budget for just a bit more? Check out these tips!

Evan @ The Smaller Dollar writes Top 5 Frugal Reasons to Take a Cruise – If you’re on the fence about taking the plunge (no pun intended) into cruising, here are 5 money saving reasons why cruising is such a fantastic frugal vacation choice!

TW @ Tightwad Travelers writes Tightwad Travelers – Easily take your dream vacation for free through hotel and airline travel rewards

Erastus @ Sprout Wealth writes 4 Investment Fees That Will Kill Your Portfolio – Investment fees can hinder the long term growth of your portfolio. I share four of the worst investment fees to be aware of and avoid if at all possible.

Erastus @ Wise Dollar writes When is the Best Time to Buy Life Insurance? – The best time to buy life insurance is a common debate and it’s clouded by the fact there is so much misinformation about it. So I would like to share with you things you need to know about life insurance

Jeremy @ Modest Money writes A Contractor Pension May Be Your Best Option For Retirement – Pensions Can Be Beneficial to Contractors if they can Tax Break Now and Later, Give Nest Egg a Way to Grow and if they plan their cards right as this will lead to several small pensions or a couple of large pensions by the time they’re ready to retire.

Little House @ Little House in the Valley writes Crowdfunding Sites for Everyone – Have a terrific idea or need donations to improve your organization? Crowdfunding sites can fill that need.

Harry Campbell @ Your PF Pro writes Tripit Pro Review and How to Get a Free Subscription – Since I travel frequently for work and pleasure, it can be daunting trying to keep track of all my travel arrangements. Google Calendar can only go so far when you have flights, hotel reservations and more to deal with. And generally whenever I fly domestically on Southwest (which is most of the time) I make multiple reservations so that I can flex my schedule accordingly.

Mr. 4HWD @ The Four Hour Work Day writes Will You Choose the Unlimited Upside? – When you go to work for someone else, you’re taking a pretty big gamble. It may seem counter-intuitive, given that being an employee means receiving a reliable paycheck on a regular basis. But if that paycheck is your only source of income, you could lose 100% of your earnings at any time for reasons far outside your control.

Mr.CBB @ Canadian Budget Binder writes How to make money fast without going crazy – If you need extra cash and you want to make money fast put on your thinking cap. Turn your skills into cash and your junk into gold with these tips.

Gretchen @ Retired by 40! writes How Can End of Life Care Affect Your Finances – Not a pleasant topic: End of life care can be costly to your and your family. Are you prepared?

Glen @ How to Save Money writes Save Money by Not Grocery Shopping while Hungry – How to stop wasting money on tempting goods while grocery shopping

Mario @ Debt BLAG writes My bad experience with Nokia; or a hiccup in my attempt at cell phone frugality – I bought a less expensive Nokia Lumia 521 in an attempt to be frugal, but have found the device and the service to be lacking.

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Are We Normalizing Debt Instead of Preventing It? – It seems like everyone is in debt nowadays and what’s more, everyone’s blogging about it! Why don’t we stop making debt a normal thing and start talking about how to prevent it in the first place?